LSM Solutions
Budgeting Tools
Access free and premium budgeting tools or scehdule a coaching session to build a plan that actually works.
Why budgeting matters
A clear budget helps you see where your money goes, plan ahead, reduce debt, build savings and stay in control.
Start simple with a free template, upgrade when you need more detail, or book a short coaching session for guidance.
Family-friendly
Simple templates for SA households.
Easy to use
Clear categories and guidance.
Secure & private
Your info stays confidential.
Products
Free
Basic Budget Template (Free)
A simple monthly budgeting spreadsheet to get started.
Price: R0 (free download)
Perfect for beginners who want clarity over their money.
A simple, easy-to-use budgeting template designed to help you track your income and expenses wihtout feeling overwhelmed. Ideal for students, first-time budgeters, or anyone starting their financial journey.
Best Value
Intermediate Budget Template
Smarter categories and summaries.
Delivered via email after purchase.
Price: R300
For individuals ready to manage their money with more structure.
This upgraded budgeting tool helps you move from just tracking money to planning it strategically. Designed for working professionals, small families, and side-hustlers.
Power Users
Advanced Budget Template
Detailed categories, tracking and reporting, Balance sheet.
Delivered via email after purchase.
Price: R750
Your complete personal finance control system.
This is a powerful, all-on-one financial management tool designed for entrepreneus, high earners, and individuals serious about building wealth.
Personal Help
Budgeting Coaching Session
A focused 30-minute session to set goals and shape your plan. Request a slot and we'll confirm availability.
Price: From R300pm for 30min
Turn your budget into a real financial plan - with expert guidance.
This one-on-one budget coaching session is designed to help you understand your money, fix problem arears, and build a clear action plan for financial growth.